Keep control-Limit risk
“I reduced my admin costs by 80%, the savings are ridiculous…its a no brainer to jump onboard” Richard Barlow – Director Webster Barlow
Agency Settlements removes the most repetitive, risky, and time-consuming parts of every property transaction exclusively accessed in The Agency Portal.
Riverstone Partners Legal, an incorporated legal practice, provides the legal support. The combined legal-grade infrastructure and tech solution reduces settlement friction and help to protect each transaction from payment redirection scams, fraud and human error.
You retain the control, while dramatically reducing the operational burden, risk and headaches.
You instruct. We execute.
- Reduce settlement administration by up to 90% (from 190 minutes to under 19 minutes per transaction)
- Reduce the chance of payment redirection scams with bank-grade BPAY & PayTo workflows
- Protected by Law Firm Trust Account governance and state Fidelity Fund backing
- No lock-in contracts & pay-per-use, try it on your very next settlement
Nominate an agent
Fill in an agent’s details, and we will send them information on how they can make their sales more secure.
A Law Firm’s support on every transaction.
- A stakeholder to the sales contract to hold the deposit for both buyer and seller
- Protected by Law Firm Trust Account governance and state Fidelity Fund backing
- Seamless PEXA integration order of the agents issued at settlement
- PEXA API integration visability and transparency your agency has never experienced
- Commission Protected We act for your agency to collect your agencys commission
An incorporated law firm operating Australia wide. All deposits are held in a regulated law firms trust account. Why would you trust anything else?
Why Leading Agencies Are Making the Switch
Security: Unmatched Legal Governance & Protection
In an era where cybercriminals actively target property transactions through email spoofing and BSB manipulation, standard payment methods and basic holding structures leave agencies exposed.
AgencySettlements offers the highest tier of monetary security in Australia:
- Regulated Law Firm Trust Account: Your buyers’ deposits are held in a legal trust account operated by Riverstone Partners Legal, an incorporated law firm regulated by state Law Societies.
- Fidelity Fund & Statutory Backing: Unlike generic corporate holding accounts or fintech bare trusts, law firm trust accounts operate under strict legal frameworks and are backed by fidelity funds and statutory insolvency protections.
- Three-Tier Treasury Controls: Every dollar is protected by three distinct layers of treasury oversight and strict multi-factor authentication, ensuring complete separation and zero unilateral access.
Admin Burden: Eliminate Up to 90% of Settlement Friction
Managing sales trust accounting and chasing settlement steps consumes hours of high-risk administration. AgencySettlements replaces manual admin with secure, intelligent automation:
- No standard BSB/EFT transfers: Buyers pay directly using BPAY or PayTo with expiring One-Time Passwords (OTPs), bypassing risky email payment details and transfer limits.
- No manual chasing: Receipts, notifications, and identity compliance (via direct AgencyAML integration) are created automatically.
- Eliminate vendor bank detail handling: No more collecting BSBs over email or risking phone-cloning scams.
Control: You Stay Firmly in the Driver’s Seat
Outsourcing trust accounting does not mean giving up control over your business.
- You authorize every action: Every payment, commission split, supplier deduction, and early release happens only upon your explicit instruction.
- Your legal settlement team: We act simply as your executed legal settlement workflow.
- Complete flexibility: You retain your agency’s sales trust account if you wish, or use AgencySettlements transaction-by-transaction with no lock-ins.
Testimonials
What changes?
Before
After
Sending BSB/Account details via email
BPAY & PayTo direct bank-to-bank verification
Direct Debit failed payments or Chargeback
No Charge back risk, no more failed payments
Trust account compliance & liability
Professionally managed by a regulated Law Firm
Manual deposit reconciliation & receipts
100% Automated
Chasing vendor bank details
All settled in PEXA. Never chase again
Disconnected settlement platforms
Directly integrated through PEXA
190 minutes of admin per sale
As low as 19 minutes per sale
What doesn’t change?
✔ You approve every payment
✔ You control every instruction
✔ You choose when to use us
✔ You can stop at any time
There is no reason not to give this process a try, with 1000’s already settled, we are a game changer
Compliance You Can Defend. Security You Can Trust.
Every transaction generates a single, fully traceable compliance record across identity verification, deposit collection, and settlement disbursement.
Protect your clients from the growing threat of offshore cybercrime, fraud and human error, while freeing up your team to focus on growing your business.
Why agencies trust AgencySettlements
You keep your trust account if you want to
There is no requirement to close your sales trust account. Most agencies trial Agency Settlements on a few sales before deciding how much they want to shift over. Over time, many clients choose to eliminate their sales trust altogether to remove the audit and compliance burden entirely.
No lock-in contracts
Pay per transaction. Use Agency Settlements when it suits your business, and pause or stop whenever you choose—zero long-term commitment.
You remain in control
Nothing happens without your explicit instruction. You approve every payment, commission release, supplier split, and settlement disbursement.
Every transaction is professionally and securely managed
Handled by an incorporated law firm operating under strict Law Society trust accounting regulations, backed by statutory Fidelity Fund protection and built-in legal insolvency safeguards.
Bypasses risky email BSB details using bank-grade BPAY, PayTo, and Multi-Factor Authentication, defending your buyers, vendors, and brand from payment redirection fraud.
How It Works: Collect, Hold, Settle
1. Collect (Safe & Frictionless)
Buyers pay initial or full deposits using BPAY or PayTo protected by multi-factor authentication and expiring One-Time Passwords. No manual BSB typing, no daily bank transfer limits, and no risk of email interception or AI voice cloning scamming your clients.
2. Hold (Maximum Protection & Compliance)
Funds sit securely within Riverstone Partners Legal’s regulated Law Firm Trust Account. Backed by state Law Society oversight, statutory fidelity protection, and three layers of treasury controls, deposit money is completely isolated from operational risk. Integrated directly with AgencyAML for full end-to-end auditability.
3. Settle (Instant & Seamless via PEXA)
At settlement, funds flow directly through PEXA:Australia’s secure property platform. Instead of multi-day delays or fragmented payouts, funds and commissions are released immediately in a single, coordinated transaction with instant Order on the Agent generation.
Keep control.
Reduce risk, remove up to 90% of your admin but maintain complete control. In fact we guarantee you’ll save 2 hours per sale or your money back.
Every property transaction creates work, responsibility and risk that adds little value to your business. AgencySettlements removes the burden while leaving the decisions exactly where they belong with you.
Integrated with the Tech You Already Use.
Agency Settlements connects directly into your existing real estate ecosystem to eliminate duplicate data entry:
No duplicate data entry, no manual updates and no disconnected systems.
Try it on your next sale.
No contracts, no subscriptions and no obligation. Just a better way to exchange and settle property.
Frequently Asked Questions
Do I lose control?
No. You instruct every payment and every disbursement. Nothing happens without your approval.
Do I have to close my trust account?
No, you can keep it. Use Agency Settlements alongside it while you experience the difference.
What if I don't like Agency Settlements?
Stop using it. There are no contracts or lock-in commitments. We recommend putting through five settlements so you can start to see the difference, we have never had a client go back once they experience all the benefits.
Is it secure?
Agency Settlements operates through an incorporated law firm with legal trust accounting requirements, independent oversight and enterprise-grade payment security. Every transaction has three levels of treasury, multiple factor authentication and one time passwords on all payments.
Is this suitable for large agencies?
Yes, whether you settle 50 properties or 3,000, Agency Settlements scales with your business.
How long have you been in operation?
Riverstone Partners started as Sale Funder in 2020, and Agency Settlements processed its first deposit payment and settlement in August 2025, we have now processed 1000’s of deposits since this product went live to market.
What is Agency Settlements?
Agency Settlements is a legally supervised settlement support solution that manages deposit funds and structured payment flows within property transactions.
Do you replace the conveyancer?
No.
The buyer and vendor continue to be legally represented by their chosen solicitor or conveyancer.
We manage structured deposit holding and coordinated settlement fund directions in collaboration with them.
Why wouldn’t the agent just hold the deposit?
In some transactions:
- AML risk
- Trust scrutiny
- Early release complexities
- Cyber fraud exposure
make legal trust holding a safer alternative.
How are commissions protected?
We structure settlement payment destinations to ensure:
- We act for your agency in PEXA to collect your commission
- Commission directions are transparent
- Funds are reconciled in the settlement workspace
- Early release scenarios are managed properly
Are you a PEXA participant?
Yes. We operate within the electronic settlement environment where required and coordinate with all workspace participants.
What happens if settlement is delayed?
Funds remain protected in our trust account until lawful direction is provided.
Do you give legal advice to real estate agents?
Yes. Examples of additional legal services we offer are:
- Prepare and/or review, or provide advice in relation to, your agency agreement with the Vendor or either party’s rights or obligations thereunder.
- Provide advice as to the scope or operation of legislation regulating the conduct of real estate agents, or your rights and obligations thereunder.
- Act on your behalf in relation to any disputes between you and another party, arising out of or in connection with the Sale.
- Act on your behalf in relation to any disputes between Vendor and Purchaser, arising out of or in connection with the Sale, insofar as you are involved in the disputes.