Commission Funder

Paid on exchange. Not when the calendar says so. A bank overdraft, reimagined for real estate.

Access 100% of your commission for a simple 1% fee per 30 days

This isn’t about bridging a gap. It’s about playing offence while everyone else waits for settlement.

Why timing beats talent in peak selling periods

Here’s the uncomfortable truth most agents won’t say out loud:

The best agents don’t always win listings because they’re better.

They win because they can act faster.

Peak selling periods punish hesitation

Spring, post-rate-cut surges, hot local pockets, these moments reward agents who can:

Lock in premium marketing immediately
Say “yes” to vendors without checking cash flow
Invest before the next listing hits the market

CommissionFunder moves money to when decisions are made, not when paperwork finishes.

The hidden cost of waiting for settlement

Waiting 30-90 days for commission creates three silent losses:

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1. Missed listings

Agent losses Vendors to competitors who:

Have better photography for their own promotion
Go all in on digital and is seen everywhere
In attack mode not “waiting for settlement to clear”

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2. Marketing under-investment

Agents often scale marketing down to protect cash, precisely when they should be scaling up.

3. Behavioural drag

Delayed rewards reduce motivation and risk appetite. So agents play smaller when their money is locked up. Commission Funder removes that drag.

What CommissionFunder actually unlocks

Momentum

Same-day payout at exchange
No waiting. No juggling. No “I’ll do it after settlement”
Energy stays high through peak periods

Talent attraction & retention

For principals:

Offer agents something banks and competitors don’t
Faster pay means increased loyalty and lower churn
Zero personal risk. No GSA. No guarantees.

Better marketing, earlier

Invest in premium campaigns before competitors react
Turn one sale into the next two listings

Psychological edge

Agents with immediate access to earnings:

Negotiate harder
Present with more confidence
Say yes more often

This isn’t just finance. It’s confidence.

Who CommissionFunder is for

Agents who think in cycles, not transactions. If you see each sale as fuel for the next listing, this is built for you.

Principals who care about momentum. CommissionFunder isn’t a perk, it’s a performance lever.

Teams that want to win peak periods, not survive them. When others wait for settlement, you’re already marketing the next win.

CommissionFunder doesn’t help people get paid faster. It helps them win sooner and more often.

How it works

Paid at exchange, not settlement
1% flat fee per 30 days
100% of commission available
Approval and payment in minutes
Repayment automatically reconciled at settlement

No new admin. No awkward conversations. No downstream impact.

No stress. No hostage-taking.

This matters more than people realise.

No mortgage over your property
No GSA over your business
No personal guarantees from family members

Your upside isn’t tied to your downside. That’s not common in financial products and agents notice.

Funding a rent roll acquisition?

See how CommissionFunder can help!

See how our funding solutions can help with a rent roll acquisition!

Purchasing a rent roll can be one of the fastest ways for an agency to grow, but securing the required capital at the right time can be challenging. We can provide agencies with business funding, on top of the traditional methods provided by the big four banks, which means less equity capital is required to make a purchase.

Funds may be used towards the acquisition or to help cashflow, no property security is required.

Get in touch today to see how our advisory team can help fund a rent roll acquisition.

How CommissionFunder can help:

By bringing forward funds against commissions due at settlement, agencies may be able to move quickly on acquisition opportunities without waiting for transactions to complete.

Advance funds against commission income from exchange, rather than waiting for settlement.
Provide funding towards a rent roll acquisition.
Supplement funding provided by banks and other lenders, subject to your existing financing arrangements.
Help bridge shortfalls between available finance and the purchase price.
Improve liquidity during periods of expansion.
Help agencies to act quickly when acquisition opportunities arise.

Case study:

An agency is purchasing a rent roll for $500,000. A lender agrees to provide $400,000, leaving a $100,000 funding gap.

The agency has several exchanged sales due to settle over the coming weeks, generating significant commission income. Subject to eligibility and approval, CommissionFunder could advance funds against a portion of those commissions, helping the agency complete the acquisition without waiting for settlement.

Whether you’re acquiring your first rent roll or expanding an established portfolio, CommissionFunder can provide flexible access to business funds when timing matters most.