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SaleFunder

SaleFunder gives vendors access to flexible finance when it matters most, before the sale, not after.

SaleFunder logo

Make a good listing great.

Access the equity before the sale for whatever the vendor needs, be that to increase the marketing package to maximise exposure, update or upgrade finishings, a lick of paint, fix the street appeal, stage the home, a deposit for their next home, to cover rental short fall for the campaign period or whatever the vendor might need.

No impact on borrowing power
We do not require a credit check. That means no marks on a vendor’s file, no reduced borrowing capacity as they’re shopping for their next home.
Simple to apply. Simple to explain.
Less complexity and time for vendors. Less friction for agents.
Designed for the agent workflow, end-to-end
This isn’t a standalone product. It’s part of a complete suite built specifically around how real estate actually works, not bolt-ons and workarounds.
Support when deals are actually happening
Our team is based on the East Coast of Australia, online when you are, and embedded in real estate day-to-day.
No payments required

No subscriptions, no credit cards, no repayments. Once approved the vendor can use the funds as required, and it is just repaid at settlement.

On 95% of transactions, SaleFunder is also cheaper.

This is a chance for you to delight your vendor. Early access to their equity allows them to maximise the sale price you can achieve.

Agent shaking hands with customer

Spending that moves the needle

Every dollar is spent with one goal, maximising the result.

Marketing packages that deliver impact and reach

Styling and furniture hire

Covering rental vacancy during the campaign

Paying for rent so they can live elsewhere

Deposit for their next property

Photography, video, floorplans

Landscaping and cosmetic upgrades

Painting, flooring, repairs, upgrading fittings

Simple by design

No subscription. No obligation to use it. Available when needed.

1

Identify value-adding opportunity

2

Access SaleFunder within the Portal

3

Funds applied directly to sale-related costs

4

Property goes to market at full strength

Why Agencies Choose SaleFunder

Close More Listings. Maximize Sale Prices. Seamless Integration.

Why It’s Different to “Just Paying Later”

Timing matters more than totals
  • Early spend compounds results
  • Better presentation attracts stronger buyers
  • Stronger campaigns shorten days on market
  • Confidence creates competition
SaleFunder is about when you invest — not how much.

Our full suite of tools

AgencySign logo

Secure digital execution

AgencyAML logo

AML/CTF compliance embedded

SaleFunder logo

Funding for marketing and improvements

CommissionFunder logo

Commission access at exchange

AgencySupplierPay logo

Simplified supplier payments

AgencySettlements logo

Fewer steps, clearer control

Every great sale starts with confidence

Talk to the team: SaleFunder helps you present properties the way you know they should be presented, without compromise.

Frequently Asked Questions

What if my property doesn't sell?

Average sale times depend on the value of the home and location.

Each circumstance for each vendor is different and our credit team will assess each borrower separately to work out the best repayment solution

What costs are there?
Loans start at 5.9%, in each loan application we clearly display in real dollar terms the costs associated with all our loans and the loan terms.

American Express payments are 2% Visa and Mastercard are 1.7%.

How much can I borrow?

Our site calculates an amount you can borrow based on a number of factors, click the Apply Now Button you’ll know in less than 2 mins. Subject to Credit Criteria and Terms and Conditions Apply.

How soon can I get access to funds?

We can get funds to you as fast as 48 hours from the submitted application, provided the ID requirements and conditions are met.

What can I use funds for?

SaleFunder is designed to help you achieve the best sale price without depleting your savings. Funds can be used for anything that assists that goal. This includes marketing campaigns with your agency to advertise your property more effectively or renovations, home improvements and furniture staging to help appeal to a wider home buyer base.

How do I repay the loan?

When your home sells, we are repaid at settlement or at 180 days, whichever happens sooner. Funds are paid out via an irrevocable direction from the deposit held by your agent or via your solicitor when the property settlement takes place. As the homeowner and vendor of the property, you are solely responsible for the loan. If you want to repay the loan early, contact us for a statement and payout details.

What if I decide not to sell my home?
We understand plans change, however even if you change on selling your mind the loan still needs to be repaid. Our team will work with you on a repayment schedule suitable to your financial circumstances.
Can I repay the loan before the home sells?
Yes you can, contact us directly via phone or email with your account number and we will provide a payout figure usually within 24 hours.
What if I change real estate agents?
Your loan follows you to your next agent and all the same conditions apply. If you do change agents, you and your prior agent have an obligation to inform the SaleFunder of the change.
Is my information safe?
All our data is held by compliant security services hosted by Amazon web services, and our systems and processes all comply with the strict Anti Money laundering laws.

Our team was using a competitor to SaleFunder on all listings, however we changed to SaleFunder as they helped offer a more complete solution. It has improved the way we look to help our vendors achieve higher sale prices. We have found Salefunder to be user friendly and Lucas went above and beyond to help us with the transition. Fantastic Service!!

Rhys Wildermoth

Principal Belle Property Palm Beach

I don’t write many reviews, some would say I’m hard to impress! But I asked Lucas if I could provide a review because I have been so impressed by the service and system. If you are not offering SaleFunder to your clients, you are missing an opportunity to give them choice and control.
Sally O’Neill

Belle Property Hope Island

SaleFunder has been amazing for my owners, and I will definitely be offering to all my owners in need. SaleFunder is such an essential tool for all agents to add to our kit. Thank you Lucas & SaleFunder for always being easy to work with.

Wendy Brennan

Belle Property Jervis Bay

We were exceptionally happy with SaleFunder to help finance much needed maintenance works at Iluka Ave, Elanora Heights before going onto the market. We were able to do painting, styling, cleaning and gardening. We had a price guide of $1,925,000 and we sold prior to auction for $2,200,000. Our vendor only spent $40,000 to get this uplift in price. They are thrilled!

Duane Hunter

Ray White Northern Beaches

SaleFunder helps vendors achieve higher sale prices, by unlocking cash to help prepare the home for sale. Great product and service from the team at SaleFunder.
John McManus

RayWhite Lower North Shore

After recently migrating from another market competitor, the team at SaleFunder have provided a seamless transition from initial enquiry to rollout. Our team and clients have found this platform to be quick, simple and effective in providing vendors with financial support to ensure their property is in the best possible position prior to launching a sales campaign. After extensive research, SaleFunder was by far the standout and they have exceeded all expectations.

Sarah McDonald

RayWhite - Woollahra | Paddington

Through SaleFunder our vendors were able to paint their home inside and out, re-carpet, update the kitchen and bathroom and landscape the gardens. Our sales campaign attracted huge numbers to the property, multiple bidders at auction and ultimately a suburb record for the home. SaleFunder was seamless, user friendly and super effective. I have no hesitation in recommending SaleFunder.
Shane Vincent

Principal Belle Property Randwick

SaleFunder introduced me to three new listings last month, not only did I get three new listings, they were all funded with marketing costs upfront. Great to be working with them.
Andrew Edwards

Ray White New Farm