AML: Built on the day
We are offering in person sessions where you will be guided through everything you need to do. Delivering clarity and certainty.
Hosted by Neil Jeans, Co-Author of AUSTRAC’s Starter Kit for the real estate sector, this session walks you through your obligations, answers your questions, and supports you in building your tailored AML Program during the session. AML compliance is continuous. This session delivers your documented foundation and positions your agency for proper implementation and ongoing compliance.
Limited seats. 60 pax only per session. Early bird discount until 8th March only. Generously hosted by NAB.
Our expert panel
Neil Jeans
Partner – Risk
Grant Thornton Australia
Co-Author of the AUSTRAC Starter Kits
Jeremy Moller
Partner
Norton Rose Fulbright
AML and risk expert
Lucas McEntee
Founder and CEO
AgencyAML
Has applied AML for 6 years
AML: You’re aware, now get ready.
Who should attend:
This session is designed for those within real estate agencies who are responsible for implementing and maintaining AML compliance, not just understanding the theory. You should attend if you are:
A real estate agency owner or principal who wants certainty that your business is AML-ready
An operations, compliance or trust-account lead responsible for registrations, systems and ongoing obligations
You do not need prior AML knowledge. You do need the authority (or responsibility) to establish your agency’s AML framework. You will leave the session with your AML Program documentation built and ready for adoption, not sitting “in progress”.
Small group format
AML: Built on the day is limited to 60 participants per session to ensure structured guidance, practical interaction and the opportunity to ask questions relevant to your agency’s circumstances.
Built on the day - Session format
Your four-hour AML Implementation session follows a structured, practical process:
- Welcome and Panel Introduction
Meet the panel and understand the objectives for the session. - AML Obligations Explained for Real Estate
A clear walkthrough of the Tranche 2 requirements and what they mean for your agency. - Registration & Compliance Framework Overview
An introduction to the enrolment, registration and ongoing compliance structure. - Understanding the Subjective Questions
Why certain declarations are required, how to approach them, and the implications of your responses. - Step-by-Step Registration & Program Build
Guided progression through the AML registration process while building your agency’s tailored Policy and Program documentation. - Q&A
Opportunity to raise questions relevant to your agency’s structure and risk profile.
What You Leave With
- AUSTRAC enrolment and registration progressed during the session (where pre-requirements are satisfied)
- A drafted AML/CTF Program tailored to real estate agency operations
- A completed risk assessment framework based on your agency’s profile
- An internal AML policy structure ready for adoption
- A practical staff training roadmap
- A defined pathway for ongoing compliance support
Real documentation. Real structure. Not just information.
Sessions
4 hours, in-person training sessions across Australia.
There are two sessions each day: AM session 8:30am-12:30pm & PM session 1pm – 5pm
Select your session on the booking form.
Generously hosted by
Early bird price: $899
Limited to the first 150 tickets, less than 40 are now avaliable. To receive this great early bird pricing book now. Plus booking fee.
Regular session price: $1,099
Book your session right up to the day (based on space availability).
Plus booking fee.
Sydney CBD
Tuesday 5th May
Level 5, 2 Carrington Street Sydney NSW
Melbourne
Tuesday12th May
Level 28, 395 Bourke Street, Melbourne, Victoria
Brisbane
Wednesday 20th May
Level 17, 259 Queen Street, Brisbane, Qld
Extention sessions based on demand
Sydney CBD
Wednesday 6th May
Level 5, 2 Carrington Street Sydney NSW
Melbourne
Wednesday 13th May
Level 28, 395 Bourke Street, Melbourne, Victoria
Brisbane
Thursday 21st May
Level 17, 259 Queen Street, Brisbane, Qld
Port Macquarie
Thursday 14th May
Location TBC
Canberra
Wednesday 27th May
Level 10, 1 Constitution Ave, Canberra ACT 2601
Adelaide
Tuesday 2nd June
Level 13, 60 King William Street, Adelaide SA 5000
Perth CBD
Wednesday 3rd June
Perth WA 6000
Perth CBD
Thursday 4rd June
Perth WA 6000
Key Dates & Deadlines
| Date | Requirement |
| 31 Mar 2026 | AUSTRAC enrolment opens for real estate agencies. |
| 1 Jul 2026 | AML/CTF obligations officially commence for real estate agencies providing “designated services” |
| 29 Jul 2026 | Deadline to enrol and register with AUSTRAC (28 days after obligations start). |
| 2026–onwards | Continuous: CDD/KYC, reporting, record-keeping |
| ~2029 | First independent audit due (3 years after compliance start) |
The only AML solution in Australia designed specifically for real estate and backed by a law firm.
Integrated legal oversight
Designed for agencies, not generic businesses
Delivered by real estate specialists
Backed by The Agency Portal infrastructure
Frequently Asked Questions
Complex agency structures
The more complex the structure, the higher the AML risk and the deeper the due diligence required/ EDD.
Multiple attendees per agency
You should:
- Conduct due diligence on the legal entity (the agency).
- Identify and verify its beneficial owners and controllers (if required).
- Ensure attendees are authorised representatives of that agency.
- Confirm payment is coming from the agency (not unrelated third parties).
Do I need to bring documents?
Have a list of risk questions that you think is a risk to your company and prep questions you would like the answer to that are specific to your agency
Can I send a staff member?
A real estate agency owner or principal who wants certainty that your business is AML-ready.
An operations, compliance or trust-account lead responsible for registrations, systems and ongoing obligations.
A senior admin or office manager tasked with implementing AUSTRAC’s AML requirements day-to-day.
Updated AML/CTF Obligations for Real Estate Agencies
1. Enrol and register with AUSTRAC
Must enrol with AUSTRAC as a reporting entity before providing any designated service.
Enrolment opens 31 March 2026 and must be completed by 29 July 2026 for services provided from 1 July 2026.
2. Develop and maintain an AML/CTF program
Implement a written AML/CTF program tailored to your risk profile that outlines how you identify, mitigate, and manage money-laundering and terrorism-financing risks.
This must be in place before you start providing designated services from 1 July 2026.
3. Appoint a responsible Compliance Officer
A senior person must be appointed to oversee AML/CTF compliance and ensure ongoing adherence to obligations.
AUSTRAC expects this to be established by 1 July 2026 as part of readiness activities.
4. Verify buyer/seller identity (KYC)/Customer Due Diligence (CDD)
Conduct customer identification and verification before providing a designated service (i.e. CDD/KYC).
Your AML/CTF program must fully document the procedures you use to identify and verify clients.
5. Report suspicious and large cash transactions
From 1 July 2026, you must:
- Lodge Suspicious Matter Reports (SMRs) when you reasonably suspect criminal activity.
- Within 24 hours if terrorism-related.
- Within 3 business days for other matters.
- Lodge Threshold Transaction Reports (TTRs) where applicable (e.g., cash transactions of $10,000+).
- Submit an Annual AML/CTF Compliance Report to AUSTRAC.
6. Make and keep records for 7 years
Agency must retain:
- AML/CTF program documentation
- Customer identification and verification records
- Transaction and report records
…for at least 7 years after the service ends or after enrolment ceases.
7. Undergo independent audits every 3 years
Once obligations commence, agencies must arrange independent compliance audits of their AML/CTF program on a triennial basis (every 3 years), with the first likely due by mid-2029 following the start of obligations on 1 July 2026 (consistent with general AML/CTF audit cycles).
(Specific audit start date isn’t yet published but will align with standard AML/CTF audit timeframes under AUSTRAC guidance.